DRAFT PREVIEW — not for publication. 12 configuration values still pending: AGENCY_LEGAL_NAME, AGENCY_NPN, PHONE, CALL_HOURS and others.

When We Get Something Wrong

We will get something wrong eventually, and when we do we correct it visibly rather than quietly. A factual error gets fixed and carries a dated note at the foot of the page saying what was wrong. An error serious enough to mislead someone gets the page taken down first and corrected second. We do not silently edit a claim and leave the page looking as though it always said that.

Key takeaways

  • Email our contact address with the page and what you believe is wrong. You do not need to be certain.
  • Factual corrections are labeled and dated on the page, permanently.
  • We distinguish corrections from updates. A correction means we were wrong. An update means the world changed.
  • A serious error means the page comes down first. Correct second.
Why you can trust HomeCoverDesk. Every page is written from primary sources — statutes, regulations, state insurance department material and primary agency documents — quoted and cited inline at the claim, with the part of the document named. A licensed property & casualty producer is being contracted to review every page; that review has not begun, and the byline on each page shows the role as pending. We are paid the same amount whether or not you buy a policy. Read our editorial policy, methodology and how we make money.

How to tell us

Use the address on our contact page. Tell us the page and what you think is wrong. If you have a source, that helps, but you do not need one — “this does not match what my state requires” is a perfectly good report and we will check it.

You do not need to be certain, and you will not be argued with. If you are right we fix it. If we think the page is right we will tell you why, and if the page was merely unclear we will make it clearer.

What happens then

We check the claim against its source. If the source was wrong, or we read it wrongly, or it has since changed, we correct.

How we handle each kind of errorOur own corrections process.
Kind of errorWhat we doIs it labeled on the page?
A factual error — a wrong figure, date, statute or ruleCorrect it, and add a dated correction note at the foot of the page saying what was wrong and what it now saysYes, permanently
A figure whose source turns out to be unreliableRemove the figure. If we cannot replace it with something verifiable, the page says the number is not reliably knownYes
Something that has become out of dateUpdate it and move the review dateNo — this is an update, not a correction, and we distinguish them
A typo or broken linkFix it silentlyNo
An error serious enough to misleadTake the page down first, correct it second, and note the correction when it returnsYes

Why we label corrections rather than hiding them

A site whose proposition is that its numbers are sourced cannot credibly hide it when a number was wrong. The label is the proposition working.

There is also a practical reason. If you read something here, acted on it, and it was wrong, you deserve to be able to find out that it changed — and when.

One thing we specifically will not do: change a page's date to make it look freshly reviewed when nothing substantive changed. A date on this site means something actually moved.

Methodology and sources

This page describes our own process and carries no external sources.

Frequently asked questions

What counts as a correction rather than an update?

A correction means we published something that was wrong at the time we published it. An update means the underlying fact changed — a statute was amended, new data was released. Corrections are labeled; updates move the review date.

Will you tell me what you did about my report?

Yes, if you leave us a way to reply.

What if I disagree with a page but it is not factually wrong?

Tell us anyway. Some of the most useful reports are not about errors but about pages that are technically accurate and practically misleading, and those are worth fixing too.